Lock Your Rate Before the Fed’s Next Move in 2026: When It’s Worth It

Rate locking pays off if you're closing within 45 days with a 740+ credit score. Skip it if closing is 60+ days out or your score is below 680.

Rate locking pays off if you're closing within 45 days with a 740+ credit score. Skip it if closing is 60+ days out or your score is below 680.