Best Online Lenders for Bad Credit Borrowers in 2025

Upstart, LendingPoint, and Avant accept scores as low as 580 — comparing three offers could save you hundreds. Here's how today's fintech lenders look beyond your FICO.

Upstart, LendingPoint, and Avant accept scores as low as 580 — comparing three offers could save you hundreds. Here's how today's fintech lenders look beyond your FICO.