Should You Use a Fintech App to Pay Off Credit Cards Faster?

Tally shut down in 2024, and balance transfer cards often beat fintech rates over 18 months. Here's what actually works for paying off credit card debt.

Tally shut down in 2024, and balance transfer cards often beat fintech rates over 18 months. Here's what actually works for paying off credit card debt.

At 22% APR, a $10,000 balance costs $13,000 in interest over 8 years. Here's which option—fintech consolidation or a balance transfer card—actually cuts that bill.