CD Rates vs High-Yield Savings: Where Should Your Money Sit Right Now?
Top 1-year CDs are hitting 5.00% APY while the best high-yield savings accounts pay 4.75%—the right choice depends entirely on when you need the cash.
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Best High-Yield Savings Accounts for Mid-2026
The top high-yield savings accounts are paying up to 5.25% APY — more than 11x the national average. See which accounts from SoFi, Ally, and Marcus made the cut.