Should You Get a Co-Borrower to Qualify for a Better Mortgage Rate?

Adding a co-borrower with a credit score above 740 could cut your mortgage rate by 0.25%–0.75% — but lenders use the lower score, so the wrong partner can hurt you.

Adding a co-borrower with a credit score above 740 could cut your mortgage rate by 0.25%–0.75% — but lenders use the lower score, so the wrong partner can hurt you.