Tag BNPL financing

Digital Lending

Digital Loan Prepayment Penalties: How Lenders Hide Fees in the Fine Print

Close-up of loan contract fine print highlighting hidden prepayment penalty clauses

While only 0.248% of mortgages carry prepayment penalties, digital lenders routinely hide them in contracts using deliberately vague language. Here's what borrowers miss.

Priya Venkataraman
February 14, 2026