Mixed-Use Property Mortgage Rates: What Small Business Owners Need to Know Before Buying

Mixed-use mortgage rates run 6.75%–9.50%, and properties with over 50% commercial space trigger stricter underwriting. Here's what that means for your purchase.

Mixed-use mortgage rates run 6.75%–9.50%, and properties with over 50% commercial space trigger stricter underwriting. Here's what that means for your purchase.

Investment borrowers financing 2–4 units pay 0.5–1% more than primary buyers, but stacked adjustments push real rates over 2% higher—costing $250,000+ in extra interest.