Why Construction Loan Interest Rates Are Higher and How to Plan Around Them
Construction loan rates averaged 7.5%–9.5% in mid-2025 — up to 3 points above a standard mortgage. Here's why lenders charge more and how to plan your budget around it.
Tag construction loans
Construction-to-Permanent Loan Rates vs Standard Mortgages: What You’ll Actually Pay
Construction-to-permanent loans cost 0.75–2% more than standard mortgages, but one closing can save $3,000–$8,000. See the real numbers for August 2024.