Fintech Loan Approval Rates in 2025: What the Latest Data Reveals About Who Gets Funded

Borrowers with 580–669 credit scores face just 22.4% approval odds and APRs above 30%. See which credit thresholds unlock real fintech funding.

Borrowers with 580–669 credit scores face just 22.4% approval odds and APRs above 30%. See which credit thresholds unlock real fintech funding.