Should You Pay Off High-Interest Debt or Invest When Rates Are Falling?
Credit card rates average 21% even as the Fed cuts—meaning debt above 7% beats investing every time. Here's how to run the numbers for your situation.
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Should You Pay Off Debt or Invest First? A Framework for Every Income Level
At 21.51% average APR, credit card debt destroys wealth faster than most investments build it. Here's how to decide when to pay down debt and when to invest.