How Mortgage Rates Have Shifted in 2026 and What Comes Next

The 30-year fixed rate has fallen to 6.4% after peaking at 7.8% in 2023—here's what's driving the drop and whether rates will reach 6.0% by year-end.

The 30-year fixed rate has fallen to 6.4% after peaking at 7.8% in 2023—here's what's driving the drop and whether rates will reach 6.0% by year-end.