Should You Use a Fintech App to Refinance Your Student Loans? What Borrowers Need to Know
A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.
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Student Loan Interest Rates: Federal vs Private and Which Actually Costs Less
Federal loans beat private for most undergrads at 6.53%, but graduate students with 750+ credit scores may pay less privately. See when each option actually saves money.