Fintech Lending Apps vs Traditional Online Banks: Which Handles Bad Credit Better?

Fintechs approve borrowers with scores as low as 580 while most online banks require 660+. Here's how the underwriting models differ and what it costs you in APR.

Fintechs approve borrowers with scores as low as 580 while most online banks require 660+. Here's how the underwriting models differ and what it costs you in APR.