Digital Lending for Gig Workers Between Contracts: How to Borrow During Income Gaps

Gig workers average a 45% loan approval rate vs. 67% for W-2 earners—but it's a documentation gap, not a credit gap. Here's how to close it.

Gig workers average a 45% loan approval rate vs. 67% for W-2 earners—but it's a documentation gap, not a credit gap. Here's how to close it.

With 64 million U.S. independents locked out of traditional lending, fintech lenders now approve contract workers using 3 months of bank data and invoice history.