Current Mortgage Rates for First-Time Homebuyers in 2026
30-year fixed rates now range from 6.4%–7.1%, with FHA loans averaging 6.2%. Here's how today's rates affect what first-time buyers can actually afford.
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30-year fixed rates now range from 6.4%–7.1%, with FHA loans averaging 6.2%. Here's how today's rates affect what first-time buyers can actually afford.