Mortgage Rate Buydown Strategies Most Buyers Have Never Heard Of

A 2-1 buydown drops your rate 2 points in year one — and permanent discount points can save tens of thousands over 30 years. Here's how each strategy works.

A 2-1 buydown drops your rate 2 points in year one — and permanent discount points can save tens of thousands over 30 years. Here's how each strategy works.