A 660 vs. 760 credit score gap on a $378,000 joint mortgage can cost over $56,000 extra in interest. Here's how lenders set the rate and when applying solo makes sense.
Jumbo loan rates now sit at 7.10%–7.35%—just 0.15–0.25 points above conforming loans—after the Fed held rates steady. Here's what that narrow spread means for high-balance borrowers in 2026.
Learn about the rate lock vs float decision. Discover when to lock your mortgage rate or float it during a Fed pause to save money and reduce risk.
Bridge loans run 1.5–3.5 points higher than HELOCs as of mid-2025—that gap can cost thousands. Here's which option actually makes sense for your situation.
Learn about gig worker interest rate. Discover why freelancers and gig workers face higher effective interest rates than salaried employees and how to fight back.
Fixed rates run 0.5–1.5% above initial ARM rates right now — a real cost difference when self-employed income docs can already shift your rate by 1.5 points.
T-bills often yield 0.10%–0.40% more than bank CDs when the Fed pauses, but top online CDs can flip that gap. Here's how to compare both before locking in.
A $600 monthly payment spike is hitting ARM borrowers right now as 2019–2021 loans reset past 7%. Here's what to do before your adjustment date arrives.
Learn about self employed loan interest rate penalties. Discover proven strategies to fight back against hidden rate markups and secure fairer loan terms.
36% of self-employed workers struggle with monthly debt payments. Here's how to use income smoothing and debt avalanche strategy to pay down high-interest loans on a variable income.