AI Loan Underwriting vs Traditional Underwriting: Which Gets You Approved Faster?

AI underwriting approves loans in 3 minutes vs 3–5 days for traditional methods—and Upstart's approval rates run 27% higher. Here's what that means for borrowers.

AI underwriting approves loans in 3 minutes vs 3–5 days for traditional methods—and Upstart's approval rates run 27% higher. Here's what that means for borrowers.