Open Banking in 2026: What Has Actually Changed for Everyday Borrowers

The CFPB's Section 1033 rule now gives 100M+ U.S. borrowers access to faster approvals and income-based rates. Here's what that means for your next loan.

The CFPB's Section 1033 rule now gives 100M+ U.S. borrowers access to faster approvals and income-based rates. Here's what that means for your next loan.