How a Short Sale on Your Record Changes the Mortgage Rate You’ll Be Offered
A short sale can drop your credit score 100–150 points and trigger a 2–7 year wait for a conventional loan. Here's how those two penalties stack to raise your rate.
Tag Fannie Mae guidelines
Why Lenders Charge 0.25% to 2% More When You Own Multiple Financed Properties
Own 5+ financed properties? Expect 0.25%–2% rate hikes due to reserve requirements and lender overlays that conventional guidelines don't require.