Should You Lock Your Rate Early or Float It When the Fed Signals a Pause?
Rates climbed nearly 70 basis points after the last Fed pause. Here's when to lock early vs. float—plus three conditions that must all be true before floating makes sense.
Tag Fed pause
CD Rates vs Treasury Rates: Which Pays More When the Fed Pauses?
T-bills often yield 0.10%–0.40% more than bank CDs when the Fed pauses, but top online CDs can flip that gap. Here's how to compare both before locking in.