What Changed in Digital Lending Regulations in 2026

The CFPB's Section 1033 rule now covers 45M+ loan applicants, AI underwriting disclosures are live, and BNPL oversight went global — here's what lenders must do now.

The CFPB's Section 1033 rule now covers 45M+ loan applicants, AI underwriting disclosures are live, and BNPL oversight went global — here's what lenders must do now.

The CFPB now treats pay-in-four BNPL products as credit cards, and the UK's FCA expects full oversight by 2026—here's what that means for Affirm, Klarna, and Afterpay.

The CFPB's open banking mandate and new small-dollar loan rules took effect in 2026 — here's how stronger disclosure rights and bias protections affect you now.