Why Fintech Loan Apps Are Now Accepting Non-U.S. Bank Accounts
276,000 immigrants use fintech apps with foreign bank accounts. Open banking and identity verification now enable cross-border lending, though origination fees and KYC checks apply.
Tag fintech innovation
How Fintech Lenders Are Using Payroll Data to Approve Borrowers Banks Would Reject
Fintech lenders reject 60% fewer borrowers than banks by using payroll data instead of credit scores. See who benefits—and who still can't qualify.