Tag high-net-worth borrowers

Mortgage Rates

Portfolio Loans vs Conventional Mortgages: Which Rate Structure Works Better for High-Asset Borrowers

Comparison chart of portfolio loan rates versus conventional mortgage rates for high-asset borrowers

Portfolio loans hit 31.5% of new originations in Q3 2024. Compare rate structures to see if a portfolio loan mortgage rate beats conventional financing for your situation.

Marcus Delgado
October 29, 2024

Interest Rate

Why Jumbo Loan Rates Are Sometimes Lower Than Conforming Rates — And When to Take Advantage

Comparison chart showing jumbo loan rates versus conforming loan rates

Jumbo loans averaged 6.79% in mid-2024, 24 basis points lower than conforming rates. See why large banks price jumbos aggressively and how to capture the savings.

Marcus Delgado
August 13, 2024