How a Low Appraisal Can Silently Raise Your Mortgage Rate
A 5–10% appraisal gap can add 0.25–0.75 points to your mortgage rate by pushing your LTV into a higher risk tier—often after you've already set a closing date.
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A 5–10% appraisal gap can add 0.25–0.75 points to your mortgage rate by pushing your LTV into a higher risk tier—often after you've already set a closing date.