How Mortgage Rates Have Shifted in 2026 and What Comes Next
The 30-year fixed rate has fallen to 6.4% after peaking at 7.8% in 2023—here's what's driving the drop and whether rates will reach 6.0% by year-end.
Tag home buying 2026
Mortgage Rate Trends Heading Into Late 2026: What the Data Is Telling Buyers Right Now
The 30-year fixed rate sits near 6.72% — down from 2023's 8% peak, but economists warn further drops will be slow and uneven through year-end.
What the Spread Between the 10-Year Treasury and Mortgage Rates Is Telling Buyers in 2026
The 10-year Treasury–mortgage spread is still 2.5–2.7 points wide in 2026. When it normalizes, borrowers could save $150–$300 a month—here's how to track it.