Fixed vs Variable Interest Rate: Which Loan Type Saves You More?

Fixed rates range from 8–36%, while variable rates start lower but risk rising. See which loan type matches your financial priorities.

Fixed rates range from 8–36%, while variable rates start lower but risk rising. See which loan type matches your financial priorities.

Most HELOCs are priced at prime plus 0–2%, so a 0.25% Fed move shifts your rate within one billing cycle. Here's exactly how that math works.