Fintech Earned Wage Access: Free vs. Expedited—When It Actually Works

Workers accessed $31.9 billion in early wages in 2022—but expedited transfers carry 109.5% APR. Here's when fintech earned wage access makes financial sense.

Workers accessed $31.9 billion in early wages in 2022—but expedited transfers carry 109.5% APR. Here's when fintech earned wage access makes financial sense.