Should You Use a Fintech App to Refinance Your Student Loans? What Borrowers Need to Know

A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.

A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.