Should You Use a Fintech App to Refinance Your Student Loans? What Borrowers Need to Know
A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.
Category Student Loans
How California Graduates Are Using Income-Share Agreements Instead of Student Loans
California grads paying 2-10% of future income through ISAs could end up repaying $65,000-$100,000 on a $50,000 loan equivalent. Here's what DFPI requires.
How to Choose the Right Student Loan Refinancing Platform in 2025
Refinancing saves money only if you lock a rate at least 0.75 points lower and don't need federal protections. See when the trade-off makes sense.