Should You Use a Fintech App to Refinance Your Student Loans? What Borrowers Need to Know

A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.

A 1-point rate gap makes fintech refinancing worth it—but only if you carry no federal loans. Here's the one factor that determines whether you should do it.

After a job loss, credit unions offer lower APR rates, but fintech lenders provide faster approvals. Compare your options based on your financial situation.

Minority-owned firms face approval rates 20 points lower than white-owned peers at traditional banks—fintech lenders now cover 40%+ of small business loans under $100K.