Best High-Yield Savings Accounts for Mid-2026

The top high-yield savings accounts are paying up to 5.25% APY — more than 11x the national average. See which accounts from SoFi, Ally, and Marcus made the cut.

The top high-yield savings accounts are paying up to 5.25% APY — more than 11x the national average. See which accounts from SoFi, Ally, and Marcus made the cut.

Short-term T-bills yield above 5% with tax advantages, while top savings accounts pay 4.5–5.25% APY. See which strategy works best for your emergency fund.