Why Repeat Buyers Lock Rates Too Late on New Construction Homes

Repeat builders often wait too long to lock rates. Lock at contract signing with a 270–360 day extension—the 0.25%–0.75% fee beats rate risk mid-build.

Repeat builders often wait too long to lock rates. Lock at contract signing with a 270–360 day extension—the 0.25%–0.75% fee beats rate risk mid-build.