Emergency Fund vs. High-Yield Savings Account: Which Should Come First?

37% of Americans can't cover a $400 emergency—here's why experts say fund that cushion first, then move it to a 4.5–5.0% APY high-yield account.

37% of Americans can't cover a $400 emergency—here's why experts say fund that cushion first, then move it to a 4.5–5.0% APY high-yield account.