How Fintech Platforms Are Helping Borrowers With Medical Debt Get Back to Good Standing
41% of U.S. adults carry health care debt—fintech platforms now offer 7.99%–35.99% APR loans and the CFPB's 2025 rule is speeding up recovery timelines.
Category Fintech
Revenue-Based Financing vs Fintech Term Loans: Which Is Better for Growing Businesses?
Factor rates of 1.1x–1.5x vs APRs up to 99%: here's how revenue-based financing and fintech term loans actually stack up for businesses with variable cash flow.
Fintech Lending Regulations That Changed in 2026 and What They Mean for Borrowers
The CFPB's open banking mandate and new small-dollar loan rules took effect in 2026 — here's how stronger disclosure rights and bias protections affect you now.
How to Use Fintech Loan Simulators to Find Your Lowest Possible Rate Before Applying
Borrowers who compare at least 3 offers save $1,500 on average — fintech loan simulators from LendingClub, SoFi, and Upstart can get you there in under 2 minutes, no hard pull.
Embedded Lending: The Fintech Trend Hiding Inside Your Favorite Shopping Apps
Over 60% of new consumer credit now starts outside a bank. Here's how embedded lending quietly took over checkout flows at Amazon, Shopify, and beyond.
How Contract Workers Are Using Fintech Platforms to Prove Income Without Pay Stubs
With 64 million U.S. independents locked out of traditional lending, fintech lenders now approve contract workers using 3 months of bank data and invoice history.
Fintech Auto Refinancing: A Step-by-Step Guide for First-Time Borrowers
Rates from 5.99% to 21%+, no in-person visits, and approval in under 24 hours — here's how fintech auto refinancing works and when it's worth doing.
How Stay-at-Home Parents Are Using Fintech Platforms to Access Credit in Their Own Name
Fintech platforms now approve over 34% of non-employed applicants—stay-at-home parents included—by counting spousal transfers and household income as qualifying income.
AI Credit Scoring vs Traditional FICO: What Fintech Lenders Actually Use to Approve You
45 million Americans are credit-invisible or unscorable—and that's where AI credit scoring helps. See how fintech lenders layer it with FICO and who actually benefits.
Fintech Loans for Veterans: Beat Credit Cards by 10% Without VA Approval
Veterans can save 10+ percentage points versus credit cards with fintech personal loans from Upstart and SoFi, but lose Military Lending Act protections. Here's how to compare.