Embedded Lending: The Fintech Trend Hiding Inside Your Favorite Shopping Apps
Over 60% of new consumer credit now starts outside a bank. Here's how embedded lending quietly took over checkout flows at Amazon, Shopify, and beyond.
Category Fintech
How Contract Workers Are Using Fintech Platforms to Prove Income Without Pay Stubs
With 64 million U.S. independents locked out of traditional lending, fintech lenders now approve contract workers using 3 months of bank data and invoice history.
Fintech Auto Refinancing: A Step-by-Step Guide for First-Time Borrowers
Rates from 5.99% to 21%+, no in-person visits, and approval in under 24 hours — here's how fintech auto refinancing works and when it's worth doing.
How Stay-at-Home Parents Are Using Fintech Platforms to Access Credit in Their Own Name
Fintech platforms now approve over 34% of non-employed applicants—stay-at-home parents included—by counting spousal transfers and household income as qualifying income.