Should You Pay Off Student Loans Early or Invest the Extra Cash?

Federal student loan rates now run 6.53%–9.08%, putting them neck-and-neck with market returns. Here's how to decide whether to pay down debt or invest first.

Federal student loan rates now run 6.53%–9.08%, putting them neck-and-neck with market returns. Here's how to decide whether to pay down debt or invest first.

Refinancing saves money only if you lock a rate at least 0.75 points lower and don't need federal protections. See when the trade-off makes sense.

Deferred student loans count as $400/month in debt calculations for FHA mortgages, even with $0 payments. See how this affects your rate and approval.