Energy-Efficient Homes and Green Mortgage Rates: Is the Discount Real?
Green mortgage discounts are real but modest — U.S. and U.K. lenders typically cut rates by 0.10%–0.25%, while Fannie Mae's program can reach 0.75% on qualifying renovations.
Category Mortgage Rates
How Airbnb Hosts Are Qualifying for Lower Mortgage Rates Using Rental Income
Fannie Mae lets lenders count 75% of short-term rental income toward DTI — enough to drop some Airbnb hosts into a rate tier 0.25%–0.50% lower than a standard application.